Salary sacrifice can play an important role to your superannuation

15 October

When it comes to preparing for retirement, many people focus on how much they’re contributing to their superannuation or pension. What often gets overlooked is how those contributions are made — and this is where salary sacrifice can play an...[Read More]

Superannuation: the earlier you understand and engage with your super, the greater the benefits of time and compound interest

8 October

Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about —...[Read More]

7 things retirees wish they had considered in their 40s and 50s

17 September

Retirement often feels a long way off when you are in your 40s and even your early 50s. Life is busy, mortgages are still being paid, children may still be at home, careers are demanding, and there always seems to be another financial priority...[Read More]

Superannuation: 7 reasons you should care more about your future wealth

10 September

Superannuation can be easy to overlook. For many Australians, it simply appears as another line on a payslip — money being set aside for a future that may still feel a long way away.   But over time, superannuation has the potential to become one...[Read More]

The difference between a conventional superannuation and a self-managed super fund (SMSF)

1 October

Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]

Advice to give your kids when starting a new job

1 October

Getting your first job is an exciting and stressful time. Kids don’t always know what to do or how to act. Giving them some advice can help them get off to a good start. Explain that they’ve already gotten through the hard part. They...[Read More]

Broad support for buying homes with super, poll shows

23 September

Most Australians want to be able to tap into their retirement savings to buy a home, a new poll has found, as parties jostle over how much control people should have over their superannuation.The idea was backed by 60 per cent of the 1583 eligible...[Read More]

Small-business owners, women worried about golden years

2 September

Almost three million Australians are expected to retire over the next decade, but not everyone is heading toward their golden years with confidence.Many are still thinking about their “number” – the preferred size of their superannuation pot...[Read More]

Powers of attorney and advance care directives – Who will make decisions if you can’t?

13 August

Most of us spend our lives making our own decisions. We manage our finances, property, health, family matters and everyday affairs without giving much thought to what might happen if one day we were unable to do so.   An accident, serious illness,...[Read More]

The earlier you understand and engage with your super, the greater the benefits of time and compound interest

27 August

Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about —...[Read More]

Investing through a Self-Managed Super Fund (SMSF)

20 August

A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]

Retirement savings to be ‘decimated’ under early access

19 August

Workers being able to access their superannuation early would destroy their retirement earnings, the treasurer has warned, following calls by Pauline Hanson.The One Nation leader has called for a relaxation of rules that would allow people to...[Read More]

Labor backs super boost for youngest Aussie workers

29 July

Labor has backed superannuation payments for Australia’s youngest workers, regardless of the number of hours they work.The party says it will “ensure that all workers, including those under 18 and regardless of how they are engaged, can...[Read More]

Seven things I would tell my younger self about superannuation and investing

6 August

At 60, retirement no longer feels like a distant event. It is close enough to imagine the lifestyle I want, the experiences I hope to enjoy and the financial decisions that will shape the years ahead.   Looking back to when I first started work,...[Read More]

Young investors bet the house on dialling up their risk

22 July

Lofty stock valuations and the biggest investment tax shake-up in decades don’t appear to be impacting the risk appetite of young Australians, according to investing platforms. This cohort is increasingly turning to investing to save for their...[Read More]